Your Ford Finance Options in Charleroi, PA

Here at Davies Ford of Charleroi , we're asked a lot of questions. One of the most common is whether it's better to finance or lease a new vehicle. Our customers are savvy consumers, but the advantages of buying and leasing can be complex. The truth is, there is no one right answer. Which finance option is best for you will depend upon factors such as your driving habits, your budget and your credit history. To give you a clearer understanding, here's a brief overview of what each has to offer.

Financing

Conventional financing may be the path for you if owning your vehicle is a priority. Working toward ownership with the anticipation of paying a vehicle off can be quite satisfying. Buying a car gives you total control. You can make any modifications you'd like, drive unlimited miles throughout South Park Township without penalty and decide to sell or trade your car in at any time that's convenient for you. On the other hand, you'll often need more money down and you'll eventually encounter compounded maintenance costs over time.

Leasing

A vehicle lease gives you some breathing room if you are looking for smaller monthly payments and a shorter commitment. Lease periods in the Monessen area are typically around three years. During this time, you can drive a brand-new vehicle with the features you may not have been able to afford with conventional financing. You're also not likely to encounter expensive maintenance costs during that short time period. Once the lease is up, you can simply return your vehicle without the hassle of selling it or worrying about the Venetia, PA trade-in value. You will need to keep annual mileage limits in mind as well as keep the vehicle in good condition.

If you're ready to check out our inventory of new vehicles, we invite you to visit us in Charleroi, PA. Once you've found the perfect vehicle for your needs, you can meet with our finance team. They'll be on hand to help you explore whether buying or leasing is right for you.